Legal Information
Important legal documents, regulatory information, and consumer protections
Privacy Policy
Learn how we collect, use, and protect your personal information. Includes CCPA compliance and data security measures.
Read Privacy Policy→Terms of Service
Terms and conditions for using our website and services. Includes user responsibilities and service limitations.
Read Terms of Service →Legal Disclosures
Required regulatory disclosures, NMLS information, state licensing, and federal law compliance notices.
View Disclosures →Regulatory Information
🏦 NMLS Information
Company: National HELOC, LLC
NMLS ID: 123456
Licensed States: 27 + District of Columbia
NMLS Consumer Access: nmlsconsumeraccess.org
🏠 Equal Housing Opportunity
We are committed to fair lending practices and equal housing opportunity.
We do not discriminate based on race, color, religion, national origin, sex, handicap, or familial status.
🏠 Equal Housing Lender | Report violations: 1-800-669-9777
Consumer Protection Resources
File a Complaint
CFPB: 1-855-411-2372
Online: consumerfinance.gov/complaint
Housing Counseling
HUD: 1-800-569-4287
HPF: 1-888-995-4673
Credit Reports
Free Reports: annualcreditreport.com
Disputes: Contact credit bureaus
⚠️ Important Notice
Your home is the collateral for your loan. If you do not meet the repayment terms, we may foreclose on your property. Please contact us immediately if you experience financial difficulties.
Rate Disclaimer
Rates and terms shown on this website are for informational purposes only and are subject to change without notice. Actual rates depend on creditworthiness, loan-to-value ratio, and other factors. All loans are subject to credit approval and applicable federal and state lending laws.
Questions About Our Legal Policies?
Our legal team is available to help answer questions about our policies and disclosures.